3 Secrets of The Self Employment

Self employment is fun because you call the shots, lead the company, and even make the dress code. Here are three tricks of the trade: check how to spend, where to spend and how to save.

Sign up for a Chase Ink Plus credit card and get 50,000 Chase Ultimate Rewards when you spend $5,000 in the first three months. It’s worth 25% more when you redeem for travel, which makes the Plus an even better travel card than most airline credit cards.

As a small business owner, you get to choose where you spend your hard-earned cash, so get picky about who gives you the best deal. Apple’s Business Experts, who are on-call 24-7 for your business’s tech needs no matter how big or small you are. Sign up for their small business program and get discounts on the stuff you need, from iPhones to iPads to computers. They’ll even help you make a purchasing plan so that your equipment keeps pace with business growth. Trying out some new software or formatting a new device? Make a one-on-one appointment with the Genius Bar or try one of their free group workshops to get the most out of your devices.

There are lots of other ways you can save money for down the road. The first type of retirement account worth considering is an Individual Retirement Account, or IRA. An IRA is particularly effective for putting aside less than $5,000, and you can set it up right at your local bank. If you plan to set aside more than $5,000, consider a Simplified Employee Pension Individual Retirement Arrangement, or SEP IRA.